Eigene Bank gründen- Banklizenz: Banksoftware

Verwandte Links:

Finanzdienstleister

Versicherungsgesellschaft gründen

Schwedische Creditunion (Genossenschaftsbank EU)

Bankengesetz Schweden

Panama Finanzdienstleistungslizenz

Optimale Konstellation für Bankgeschäfte: Schwedische Creditunion, Panama AG und spanische S.L.

Banksoftware

Exposee Schwedische Creditunion und Finanzgruppe

Deutsches Kreditwesengesetz und Sondertatbestände

Europäische Richtlinie Finanzinstrumente 

Vermögensverwaltungsgesellschaft Liechtenstein

Neuseeland Offshore-Bank

Online banking system for account management and secure messaging with customers

Interfaces and Options:

Main features the Administrator is able to access:

• System messages – Generated when the users request certain transactions, automatically processed and replied to when executed by the administrator. These transactions require individual attention for completion.

• User messages – secure messaging within the system. Either manually generated by the users when contacting the administrator or by the administrator himself to create messages to an individual user or a general message to all users.

• System Log – serves as a log of all the activities in the system by keeping records of all the changes made by either the users or the administrator.

• Profile editor – create or search-view and/or modify users profiles in the system as well as to modify the administrator’s profile.

• Account manager – create or search-view and/or modify accounts to then activate, inactivate or block them. Also, to associate optional card accounts to enable users to transfer funds to them.

• Manual transactions – to manually debit or credit any account in required instances. An additional feature is the ability to select the revenue option which will include the transaction as a generated fee (thus appearing in the administrator Revenues Report).

• Revenue manager – to manage the revenues generated either automatically by the system or manually by the administrator.

• Portfolio manager – to administrate and manage user’s passive portfolios.

• Reports
  • Specific User Reports
    • Specific user – Specific account – All transactions
    • Specific user – Specific account – Ranged executed transactions
    • Specific user – All accounts – Executed transactions
    • Specific user – All accounts – Balances
  • Global System Reports
    • All users – All accounts – Balances
    • Manual transactions
    • Revenues generated (Manual, System or Both)
    • Balance sheet
    • System overview
       
• System configuration settings – where the administrator can customize the system as well as the initial setup of the account types, transfer fees, etc.

Main features the Users are able to access:

• Account balances – which shows all accounts with current/available balances, including optional associated debit card accounts. Additionally the user may view the last 10 transactions of any account for a quick overview.

• Messages generated by the system – when any transaction request has been executed (i.e. a requested wire transfer, manual transactions applied to an account or changes in the user profile).

• Messages sent by the administrator – contacting the user specifically or a group of users for announcements.

• Incoming wire transfers – to transfer funds from an external bank into any account. The system will guide the user to create a print out of a pre-elaborated page with the needed information such as the correspondent bank information and the user’s personal reference account number. This can then be faxed by the user to his bank.

• Outgoing wire transfers – to wire transfer funds out of any account. The system will provide an on-line form with the needed details for the wire transfer to be later executed by the system administrator. Includes the option to select which transfer fee to apply (i.e. standard or express).

• In-house transfers – to transfer funds between accounts of the same user or to transfer funds to an account of a different user.

• Optional Debit Card funding – this creates a request to the system administrator to execute a debit card funding (only debit card accounts pre-associated to any user). Includes the option to select which transfer fee to apply (i.e. standard or express).

• Profile editor – to view/modify the user’s profile and password in the system.

• Reports
  • Specific account transactions
  • All accounts executed transactions

Technical Overview The NexorOne™ online banking system has been developed mainly using PHP. It’s a server side setup that deploys dynamic content that interacts with the MySQL database to supply the information through a user friendly interface. This is a very powerful and scalable solution that is affordable as needs grow. Since the system is fully internet cross-browser interface only, it’s not bound to any specific browser, software or to any operating system, offering total hardware and software flexibility for the administrator and the users of the system.

User Interface Specs User friendly interface with easy navigation menu Export to Excel and Word options throughout the system Print and Email information from different screens Wire Forms developed according to SWIFT format standards Resolution: 800x600 minimum, 1024x768 preferred Fully Cross-browser compatible:

Minimum Suggested Server Requirements PHP Version 4.3.7+ MySQL 3.23.54+ Linux Operating System 2.2+ Web Server with SSL and PHP support (i.e. Apache Web Server 1.3.33+) SSL Certification for Cryptographic Security

Usability Multi Currency support Multi Administrator Multi Region Friendly (i.e. formats) Multi Language capable Customization options (i.e. colors, logos, titles) Debit Card Packages integration Detailed real time reporting System has confirmation messages with information showing the requests, before executing them. Accounts have current funds and available funds (i.e. when transfers are requested the funds are no longer available, but stay current until the transaction is executed or denied by the administrator)